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Photoshop is a powerful tool that is easy to use, but its greatest power lies in its huge library of stock photography. Some stock-photo sites also offer photography tutorials.

Photoshop Elements

Adobe Photoshop Elements 10 has evolved into a more of a general-purpose imaging program that is handy for use on the desktop or in a photo print shop. With Photoshop Elements and Adobe’s new Creative Cloud upgrade to their cloud services, users can now access images on their Mac and Windows computer when they’re not in front of their computer.

Elements 10 is very easy to use for beginners and has very powerful features. This chapter highlights its basic capabilities and its key features. You’ll find that Elements is very versatile and powerful for those who are comfortable with the command line — a great tool to use if you’re a beginner.

Unlike the Photoshop workspace, Elements has only one main editing workspace. You may need to move it to a different one if you don’t want to modify an image in the main workspace. You can also use it for digital scans, but most people use it for general editing. We discuss that and scanning in Chapter 3.

If you need to use Image Ready, Tagged Image File Format, or other image-file formats, Elements allows you to import them with the Import/Save dialog box. You can also insert stock images from the Internet at this point.

Icons at the top of the editing area indicate the current status of a particular editing tool or options, including tools for importing images, saving files, converting images to different formats, setting a variety of preferences, and giving a preview of images you open.

The three main areas of editing for the program are as follows:

Media: This area is your workspace for creating, editing, and saving images, either from the desktop or from a folder. (Chapter 3 has a lot more to say about these steps.)

Adjustments: The Adjustments panel is the main area for working with adjustments, including levels, curves, the healing brush, and painting. (The Adjustments panel is explained in Chapter 13.)

Channels: Using the Channels panel, you can make separate color adjustments to a color channel. The Channels panel is explained in Chapter 14.

You can import and import files into the program at this point. Figure 2-1 shows the Media area of Photoshop Elements 10.

**Figure 2-1:** You can import, edit, and save

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A professional-level image editing program, Adobe Photoshop is the biggest name in image editing software. You may have used Photoshop yourself. If not, you may have seen it on your friends’ or family’s computer.

Photoshop is used by professionals, especially photo editors and graphic designers. Like many other image editing programs, Photoshop is a very complicated piece of software. Its functionality is divided into several programs, which are all under one application. After installing the Photoshop, you will find that the programs and features are easy to use, but the work and effort are still too complex.

Adobe Photoshop is best for experienced users.

If you are completely new to image editing, you may not need Photoshop. Adobe Photoshop Elements is a newer version of Photoshop. It is the most common version for beginners. It is not as easy as Photoshop but is comparable to the traditional photo editing software like Photoshop. Photoshop Elements is more than a simple image editor. It includes basic tools for creating logos and designing websites.

What is Photoshop

You may have heard that Photoshop is a great image editing tool. But, do you know what Photoshop is?

What is Photoshop?

Adobe Photoshop is a professional image editing program for retouching, cropping, and altering images. It can change the format or frequency of the original image. It can also apply special effects to them, such as filters or composite images.

Adobe Photoshop includes many features. It is great for amateur graphic designers and photographers, who use it for professional purposes. Photoshop can be used for a wide range of purposes, from editing photographs, creating logos, creating posters, designing artwork, making maps, and enhancing business websites.

Adobe Photoshop is a graphics editing tool. Many applications, including this one, use image editing programs to create the actual image. The photo editing program and graphics software, used to make the images, are both called image editing programs.

How to install Photoshop

You need an internet connection to complete the installation of Photoshop. To install Photoshop, you need to download the program on your computer. This will be done at no cost if you choose Adobe’s website.

With the program already downloaded and installed on your computer, let’s begin the process of uninstalling Photoshop and replacing it with Photoshop Elements.

The process should be similar to how you uninstalled Adobe Acrobat.

Open up your Control Panel. Click on
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Q:

IIS uses VirtualPathUtility.ToAbsolute in ASP.NET MVC

I have a strange problem in ASP.NET MVC – IIS accesses the same file twice when using VirtualPathUtility.ToAbsolute. This seems to happen every time I use this simple code:
var path = VirtualPathUtility.ToAbsolute(“~/Content/Common/Company.XLS”);

I get a 500 error when I run the code in the development environment but everything works fine if I run it in IIS.
I have tried
Server.ClearError();

as suggested in another SO answer but this doesn’t fix the problem.
Please can someone enlighten me as to what is happening here, and how to stop IIS from using VirtualPathUtility.ToAbsolute all the time?

A:

If you look at the source code, the webserver’s VirtualPathUtility.ToAbsolute is a static method in HttpRuntimeBase. Here’s the C# source code:
///
/// Returns an absolute URL that represents the specified virtual
/// directory’s root.
///
public static Uri ToAbsolute(Uri basePath) {
string currentPath = null;
if (basePath!= null) {
StringBuilder buffer = new StringBuilder();
buffer.Append(basePath.AbsoluteUri);
buffer.Append(“/”);
currentPath = buffer.ToString();
}
if (System.Threading.Thread.CurrentThread.IsDebugging) {
if (currentPath == null)
currentPath = VirtualPathUtility.ToAbsolute(HttpRuntime.AppDomainAppPath);
}
return new Uri

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3 (0.0)
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Minimum:
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Processor: Dual Core 2.0GHz or higher.
Memory: 1 GB RAM recommended
Display: 1280 x 768 display resolution or higher
DirectX: Version 9.0c
Network: Broadband Internet connection with a network adapter
Storage: 1 GB available space
Sound Card: DirectX 9.0 compatible
Recommended:
Processor

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Six extra leagues, over 80 licensed leagues worldwide, pack more international football, better stadiums, goalkeepers, players and

 

Fifa 22 Crack + For Windows (Updated 2022)

EA SPORTS Fifa 22 Crack makes the world’s most authentic football experience more accessible than ever before. Experience every touch, every pass and every skill with the world’s most realistic, most tactical and most intelligent game of football.

If you’re new to FIFA, you’ll also notice new controls and advanced communication to help you give and receive the ball the way real-world players do. For your first look at the game, visit the FIFA 21 demo on PlayStation 4, Xbox One and PC.

Designed by the world’s leading football game developer, FIFA will continue to raise the bar and deliver the most refined, accessible and realistic football experience ever.
Designed by the world’s leading football game developer, FIFA will continue to raise the bar and deliver the most refined, accessible and realistic football experience ever.

What makes FIFA stand out from other football games?

From the first touch of the game to the last shot on goal, FIFA brings the beauty, artistry and emotion of football to life. FIFA is a celebration of football and a demonstration of the power of sport.

Inside the game, you’re allowed to see exactly what happens every time you play. You can see how precise the ball is controlled, and masterfully create a bold new strike in moments where only you can turn a match. In head-to-head play, you can highlight the difference between your attempts and the defenders, break through the defense and attack the last line of defence to score a winner.

The real skill in FIFA is adapting to every situation. Quick-thinking and quick-acting are vital for success, and trying a different approach to every challenge is what makes you a great player. Control the ball, chase down the ball, and keep an eye on the rest of the pitch.

Champion your country, defend your club, and set your sights on glory. FIFA takes full control of the football experience, including player emotion, pitch atmosphere, referee and an all-new coach tool.

All this is built on a new game engine that makes FIFA even more realistic than any FIFA before. Set yourself apart with all-new strategies, tactics and footballing skill. Take your chance to bring on or withdraw your most important players, make football a science, and be the difference.

How to play FIFA

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FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

Seasons

Upset the Champions – Live out your dreams as both a manager and a player in FIFA 22. Create the newest club in FIFA, design your kits, style your stadium, and choose whether to compete with the elite or rise up from the lower divisions as you manage your club to glory. Or test your skills as a player, with a more immersive Player Career mode that gives you more ways to progress, achieve, and immerse yourself in your Pro’s journey through the game.

FIFA Ultimate Team –
FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

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Upset the Champions – Live out your dreams as both a manager and a player in FIFA 22. Create the newest club in FIFA, design your kits, style your stadium, and choose whether to compete with the elite or rise up from the lower divisions as you manage your club to glory. Or test your skills as a player, with a more immersive Player Career mode that gives you more ways to progress, achieve, and immerse yourself in your Pro’s journey through the game.

FIFA Ultimate Team –
FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

Ultimate Team – The

 

What’s new in Fifa 22:

  • Experience an enhanced matchday atmosphere with all-new player likeness and crowd roar technology for a truly intimate matchday experience.
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  • This release also includes fan-requested features, such as day-night matches and Xbox Play Anywhere.

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FIFA Ultimate Team:

  • Play Live Seasons One and Two to win limited edition rewards, including new kits and new player cards, directly from Fifa Ultimate Team. You can also find FUT items in packs with real-world money.
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It’s never been easier to bring your footballers to life. Whether they’re short and speedy little techies or athletes with skill, power, and pace – a FUT FAN can now build their dream team of footballers and take them to the top of the FIFA World.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game. EA SPORTS FIFA 20 builds on the vast improvements made to the game engine since the release of last year’s FIFA 19 with even more enhancements across a range of areas.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game.

For the first time ever, real player injuries will come to life on the pitch in the most authentic mobile FIFA game available.

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FIFA 20 is the first mobile game in the FIFA series to allow players to enjoy the game offline when the device is not connected to the internet.

FIFA 20 is the first mobile game in the FIFA series to allow players to enjoy the game offline when the device is not connected to the internet. Upgrading to the Frostbite engine – a 3D game engine that has powered every EA SPORTS FIFA title since FIFA 14 – unlocks the ability for players to experience all the elements of football – movement, ball control, passing, shooting, and collision physics – with a level of realism never before seen on a mobile game. In addition to the enhancements on the Frostbite engine, FIFA 20 will use the X-Potion game engine, for a more immersive experience. Players will enjoy the same physics and animations, as well as new animations for dribbling, shots, free kicks

 

How To Crack:

Europe's fraud frontlines

Exploiting loopholes

These cases are good examples of how fraudsters and other criminals exploit multiple legal jurisdictions in Europe to their advantage. Earlier this year, the European Court of Auditors (ECA) — the EU’s independent external auditor — called for greater vigilance of fraud in CAP, particularly “land grabbing.” In Europe, that term has come to describe the “concentration of agricultural land and CAP subsidies in the hands of large companies and investors, especially in Eastern European Member States,” according to the ECA’s 2022 report, “The Commission’s response to fraud in the Common Agricultural Policy - Time to dig deeper.”

Yet while critics see the use of EU funds for land grabbing as going against the common good and defeating the intended purpose of agricultural subsidies, the practice itself isn’t necessarily illegal in member state countries. And this has raised questions about how best to monitor and investigate cases of land grabbing when fraudsters acquire land — legally or illegally — to solely receive EU payments but fail to use it for the required agricultural purposes. They might do this through a variety of fraudulent means, including falsification of documents, coercion, the use of political influence, insider information and bribes. Is it then the responsibility of national authorities to decide whether to investigate or not? Or does it fall on the agencies that are caretakers of EU funds, like OLAF, or both? (See “Gaps in CAP monitoring leave it open to fraud, illegal land grabbing, say auditors,” by Natasha Foote and Yaroslava Bukhta, EURACTIV, July 5, 2022.)

The European Commission said earlier this year that member states should address the abuses of land grabbing, which are linked to deficiencies in national legal and supervisory systems rather than faults with CAP legislation.

The ECA took a different view. In its report, the auditors concluded EU authorities have done too little to proactively address the risk of illegal land grabbing on CAP payments and the monitoring of anti-fraud measures in member states.

The ECA also called for the greater use of new technology to better check on fraud and other abuses, such as the use of satellite images, artificial intelligence, big data and risk-scoring tools like the Arachne system — an anti-fraud, data-mining software developed by the European Commission. But it noted that member states have been slow in adapting these new tools to fight fraud. (See “EU Commission and auditors at odds over ‘land grabbing’ and CAP fraud,” by Charles O’Donnell, Agriland, July 5, 2022; “ARACHNE risk scoring tool,” European Commission; and “Replies of the European Commission to the European Court of Auditors Special Report,” European Commission.)

“This is a unique set of powers that we have to carry out administrative investigations.” -Ernesto Bianchi

Tech know-how

Experts see those tools as essential in the struggle to catch increasingly sophisticated fraudsters. And Bianchi concedes that the EU still lacks much of the technological prowess required to beat fraudsters at their own game.

“As we say here in Brussels, ‘chapeau’ — really well done. Fraudsters are really much more adaptable and much more ahead of the game than we are,” he says. “Of course, they have a natural advantage. These people work without borders. They don’t have to worry about having the same systems in different states and jurisdictions.” (See the Global Fraud Footprint column in this issue.)

But above all, what still gives national and EU agencies like OLAF a competitive disadvantage against fraudsters is the lack of consistency in the data various agencies and countries collect and an inability to share it efficiently. “Some of us collect certain data; some of us don’t collect anything at all,” Bianchi says. “We tend to have 27 different systems collecting and sharing data.” Pulling together good data to draw a complete picture of fraud in the EU — often perpetrated by criminal gangs working across borders — is vital to OLAF’s work. “OLAF is pushing very hard for the member states to use the same risk management tool at least for the European-related expenditure, and this is something that is taking a big effort, again because of that digitalization syndrome,” he says. “We have some situations in which digital systems are just not there. You still have paper checks, which is something from the 1950s.”

The anti-fraud agency has taken steps in this direction through its anti-fraud information system (AFIS) — an IT application designed to help facilitate the exchange of information between national and EU administrations. Part of that program is the Customs Information System (CIS) — a central database accessible through terminals at customs in each member state. The use of the technology is also part of a broader agreement established last year between OLAF and World Customs Organization to crack down on counterfeiting of goods and other types of illicit trade. (See “Union Anti-Fraud Programme - AFIS component,” OLAF; “Sharing data and expertise,” OLAF; and “OLAF and WCO strengthen cooperation to tackle customs fraud,” OLAF, July 6, 2021.)

“We try to make this tool more and more sophisticated, so we monitor transits, arrivals and departures, and it is really quite effective. A lot of the cases we have done are really based on that tool,” he says. “The next step for that would be to throw in e-commerce data. So, we go from big data to humongous data. But for that of course you need artificial intelligence.”

Broader oversight

Technology will also help improve communication among agencies in member states and close loopholes that fraudsters have learned to identify and exploit. Whether it’s certification officials in each country assuming goods have already been checked — as illustrated earlier — or criminals from one country applying for funding in another, the Continent’s patchwork of laws, customs and languages provides multiple ways fraudsters can take advantage of  blind spots in control systems and poke holes in Europe’s defenses.

At the moment, for example, a Slovak agency simply wanting to check on an Italian corporation seeking funding in its country can be complicated. “Today you have to either speak Italian, be extremely good at finding things online in Italian Google, or you need to be able to have a name and phone number of someone you can call in the Italian administration,” Bianchi says. “What are the chances you will always have that when you have to make a decision in a day or two?”

OLAF does cooperate with national agencies during investigations. In the case of the fraudulent tomato production cited in the sidebar “Weeding out agricultural fraud,” OLAF worked as part of a joint task force, which also included Romanian National Anticorruption Directorate (DNA) and the prosecutor’s office of the Italian municipality Enna. The launch just last year of the European Public Prosecutor’s Office (EPPO) — the EU’s first supranational prosecuting agency — is an important step toward further integration and broader oversight of fraud cases.

While OLAF has investigative powers and can make recommendations to national authorities, up until now the decision whether to prosecute fraudsters accused of stealing EU money fell on the relevant member state. Much of that will now be taken up by the EPPO. (See “EU Public Prosecutor’s Office Launches Operations,” White & Case, Publications & Events, June 4, 2021.)

The idea is that OLAF and EPPO will complement each other and exchange information in their fight against fraud. So far, 22 EU countries have signed up to cooperate with EPPO, which is mandated to investigate and prosecute crimes against the financial interests of the EU, including VAT fraud, money laundering and corruption. (See “The Complementary Roles of the European Public Prosecutor’s Office and the European Anti-Fraud Office,” White & Case, February 8, and “EPPO and OLAF working arrangement: ensuring no case goes undetected,” EPPO, July 5, 2021.)

“It is a huge step forward in integrating Europe more,” says Bianchi. “For us at OLAF, the difference it makes is that instead of having 22 different prosecutors potentially we now have one. It is much easier. The decision to take matters to court now will come from one common authority, and that is an essential improvement.”

It will further help fraud fighters and law enforcement to take a big-picture view of criminal activity in the EU rather than look at it through the lens of the laws and regulations of each state. Bianchi hopes that this will prevent fraudsters playing law enforcements agencies in different states off each other to hide their tracks and their dirty dealings.

“Understanding the cross-border European dimension of these phenomena is crucial. It is very hard for local authorities, who only see part of the bigger picture, to reconstruct a fraud scheme if the enforcement body — a judge or the police — is seeing in its territory only minor facts that do not look like a crime,” he says. “The EPPO removes the temptation (for fraudsters) to work across borders, so they don’t get caught.”

Bigger budgets

Indeed, fraud fighters will likely need that extra layer of oversight as the EU budget grows in size. The EU’s long-term budget, coupled with NextGenerationEU (NGEU) — the economic package to support member states to recover from the COVID pandemic — now totals 2.018 trillion euros. That’s the largest stimulus and funding package ever financed in Europe. The 2021–2027 long-term budget, or the multiannual financial framework (MFF), now stands at 1.211 trillion euros, while the NGEU tops that off with another 806.9 billion euros to support COVID-relief efforts. (See “The EU’s 2021-2027 long-term Budget and Next GenerationEU – Facts and Figures,” European Commission, April 2021.)

That much money is bound to lure fraudsters much like the billions of dollars in aid money in the U.S. became an easy target for criminals the world over. And Europol, the law enforcement agency for the European Union, is already sounding the alarm.

“Recent experience from the evolution of the criminal landscape during the COVID-19 pandemic suggests these efforts [the NEGEU] will attract criminal groups active in the European Union and beyond,” the agency said in October last year. “Criminals have shown themselves to be quick in adapting to the pandemic and its impact, and they are using every opportunity to maximize illegal profits.”

That same month, Europol announced it had set up a joint operation called Operation Sentinel, in which it plans to work alongside EPPO, OLAF and 19 member states to prevent fraud against the COVID-relief funds. (See “New operation to protect Next Generation EU recovery funds,” Europol, News, Oct. 15, 2021, and “Europol Warns of Major EU Recovery Fund Fraud,” by Phil Muncaster, Infosecurity Magazine, Oct. 18, 2021.)

Focusing on green fraud

EU officials describe the new budget and funding package as a shift away from its traditional focus on agricultural funding to other priorities such as investments to help Europe become greener, more digital and better prepared for future challenges. (See “The EU’s 2021-2027 long-term Budget and NextGenerationEU – Facts and Figures,” European Commission.)

And in turn this has also heightened OLAF’s emphasis on fraudulent activity in the green space. “One of the biggest challenges we have in the next three years is to protect the avalanche of money that the EU is making available for its programs for green projects,” says Bianchi.

“The focus now is about green and getting greener. And we already see fraud schemes popping up like mushrooms around the money and the products the EU is importing to get greener.” Schemes range from the importation of substandard green products such as e-bikes to the illegal sale of refrigerant gases to the so-called Ecomafia’s lucrative business in waste disposal.

Experts estimate that criminal syndicates make billions of dollars from illicitly disposing of waste produced by countries in the EU, either at sea, in other countries or in Europe’s back garden. “It becomes a sort of perverse Mary Poppins trick. You solve the problem. The waste disappears. But, of course, the consequences of that are that this stuff is very often buried or burned or thrown at sea,” says Bianchi.

OLAF estimates that up to 30% of waste shipments out of the EU are illicit, allowing those criminals to reap 9.5 billion euros annually. (See “OLAF Report 2021.”) And those profits only exacerbate the problem. “People make obscene amounts of money from this and what do they do with this? They reinvest into more illegal activity. We also see this with the illicit trade of cigarettes and other commodities,” says Bianchi. “So, it’s really a catalyst for crime.”

A growing black market in hydrofluorocarbon (HFC) refrigerant gases has also become a magnet for fraudsters. The EU has strict quotas on HFCs — which are commonly used in refrigeration, air conditioning, fire protection and aerosols — and it wishes to phase them out given how damaging these greenhouse gases are to the environment. “The fraud schemes around refrigerant gases have skyrocketed,” says Bianchi.

OLAF has taken part in a string of joint operations with local law enforcement to prevent the illegal importing of these gases. Last year, for example, it worked with Europol and Dutch authorities to seize at least 2,100 cylinders of illicit HFCs. (See “€10 million worth of illicit refrigerant gases seized,” OLAF, Oct. 19, 2021, and “‘The biggest eco-crime no-one has heard of’ — illegal refrigerant trade in Europe exposed,” Environmental Investigation Agency (EIA), climate, July 8, 2021.)

War and the tracking of fraudsters

If that’s not enough to contend with, the Russian invasion of Ukraine has also complicated the tracking of fraudsters and other criminal gangs. Before the war, OLAF could keep an eye on well-established routes for illicit trade across an eastern land border that stretches from Finland down to Greece. The war has effectively closed any movement across that eastern border, leaving Bianchi and his colleagues at OLAF guessing where fraudsters will reappear to start bringing illicit goods back into Europe.

“The immediate effect is that what we knew, we no longer know,” says Bianchi. “I don’t think even fraudsters like to risk losing their goods, so they need to reroute and go somewhere else. They are clever and reconfigure their lines of business in lightning speed. The land border is closed. I think fraudsters may try using other routes instead, perhaps via sea. But where? We don’t know. Yet.”

Paul Kilby is editor-in-chief of Fraud Magazine. Contact him at pkilby@ACFE.com.

[See sidebar: “Weeding out agricultural fraud”.]

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Fifa 22 Crack + For Windows (Updated 2022)

EA SPORTS Fifa 22 Crack makes the world’s most authentic football experience more accessible than ever before. Experience every touch, every pass and every skill with the world’s most realistic, most tactical and most intelligent game of football.

If you’re new to FIFA, you’ll also notice new controls and advanced communication to help you give and receive the ball the way real-world players do. For your first look at the game, visit the FIFA 21 demo on PlayStation 4, Xbox One and PC.

Designed by the world’s leading football game developer, FIFA will continue to raise the bar and deliver the most refined, accessible and realistic football experience ever.
Designed by the world’s leading football game developer, FIFA will continue to raise the bar and deliver the most refined, accessible and realistic football experience ever.

What makes FIFA stand out from other football games?

From the first touch of the game to the last shot on goal, FIFA brings the beauty, artistry and emotion of football to life. FIFA is a celebration of football and a demonstration of the power of sport.

Inside the game, you’re allowed to see exactly what happens every time you play. You can see how precise the ball is controlled, and masterfully create a bold new strike in moments where only you can turn a match. In head-to-head play, you can highlight the difference between your attempts and the defenders, break through the defense and attack the last line of defence to score a winner.

The real skill in FIFA is adapting to every situation. Quick-thinking and quick-acting are vital for success, and trying a different approach to every challenge is what makes you a great player. Control the ball, chase down the ball, and keep an eye on the rest of the pitch.

Champion your country, defend your club, and set your sights on glory. FIFA takes full control of the football experience, including player emotion, pitch atmosphere, referee and an all-new coach tool.

All this is built on a new game engine that makes FIFA even more realistic than any FIFA before. Set yourself apart with all-new strategies, tactics and footballing skill. Take your chance to bring on or withdraw your most important players, make football a science, and be the difference.

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FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

Seasons

Upset the Champions – Live out your dreams as both a manager and a player in FIFA 22. Create the newest club in FIFA, design your kits, style your stadium, and choose whether to compete with the elite or rise up from the lower divisions as you manage your club to glory. Or test your skills as a player, with a more immersive Player Career mode that gives you more ways to progress, achieve, and immerse yourself in your Pro’s journey through the game.

FIFA Ultimate Team –
FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

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Upset the Champions – Live out your dreams as both a manager and a player in FIFA 22. Create the newest club in FIFA, design your kits, style your stadium, and choose whether to compete with the elite or rise up from the lower divisions as you manage your club to glory. Or test your skills as a player, with a more immersive Player Career mode that gives you more ways to progress, achieve, and immerse yourself in your Pro’s journey through the game.

FIFA Ultimate Team –
FIFA Ultimate Team (FUT) allows players to build a dream squad of players that represents their unique style of play. By playing head-to-head matches you can practice, test, and develop skills in Training with real-world scenarios such as cornering, overloading, or intercepting a pass.

In FIFA Ultimate Team you can compete in two modes: Seasons and Leagues, both of which reward you with FIFA Ultimate Team Packs.

Ultimate Team – The

 

What’s new in Fifa 22:

  • Experience an enhanced matchday atmosphere with all-new player likeness and crowd roar technology for a truly intimate matchday experience.
  • In-Game Item Shop that now offers a wide range of items, including loans for your favourite players.
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  • Tactile motion and expanded light juggling on-field and in-match will excite and thrill fans.
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FIFA Ultimate Team:

  • Play Live Seasons One and Two to win limited edition rewards, including new kits and new player cards, directly from Fifa Ultimate Team. You can also find FUT items in packs with real-world money.
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  • Player Models – In the game, when a player passes the ball, you can see what players are tracking them. With the official trailer, you can experience the changes in player models with 3D game footage, fresh kit, and enhanced player movements that let you see how the ball moves throughout the atmosphere. Have a look at the FIFA Football Rynew ad.
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The world’s leading sports video game franchise continues to deliver deep innovation around the game’s iconic and authentic gameplay, social features, animations, and a data-driven approach to keeping FIFA the most authentic sports game experience.

Latest news: New Features, Improvements and Additions announced for FIFA Ultimate Team

It’s never been easier to bring your footballers to life. Whether they’re short and speedy little techies or athletes with skill, power, and pace – a FUT FAN can now build their dream team of footballers and take them to the top of the FIFA World.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game. EA SPORTS FIFA 20 builds on the vast improvements made to the game engine since the release of last year’s FIFA 19 with even more enhancements across a range of areas.

EA SPORTS FIFA 20 is the only FIFA game to launch with the next-generation Frostbite engine and features the most realistic representation of authentic football ever seen on a FIFA game.

For the first time ever, real player injuries will come to life on the pitch in the most authentic mobile FIFA game available.

The FIFA 20 Icon Engine will provide new ways to experience the game, bringing a level of realism never seen before on a mobile game.

FIFA 20 is the first mobile game in the FIFA series to allow players to enjoy the game offline when the device is not connected to the internet.

FIFA 20 is the first mobile game in the FIFA series to allow players to enjoy the game offline when the device is not connected to the internet. Upgrading to the Frostbite engine – a 3D game engine that has powered every EA SPORTS FIFA title since FIFA 14 – unlocks the ability for players to experience all the elements of football – movement, ball control, passing, shooting, and collision physics – with a level of realism never before seen on a mobile game. In addition to the enhancements on the Frostbite engine, FIFA 20 will use the X-Potion game engine, for a more immersive experience. Players will enjoy the same physics and animations, as well as new animations for dribbling, shots, free kicks

 

How To Crack:

Europe's fraud frontlines

Exploiting loopholes

These cases are good examples of how fraudsters and other criminals exploit multiple legal jurisdictions in Europe to their advantage. Earlier this year, the European Court of Auditors (ECA) — the EU’s independent external auditor — called for greater vigilance of fraud in CAP, particularly “land grabbing.” In Europe, that term has come to describe the “concentration of agricultural land and CAP subsidies in the hands of large companies and investors, especially in Eastern European Member States,” according to the ECA’s 2022 report, “The Commission’s response to fraud in the Common Agricultural Policy - Time to dig deeper.”

Yet while critics see the use of EU funds for land grabbing as going against the common good and defeating the intended purpose of agricultural subsidies, the practice itself isn’t necessarily illegal in member state countries. And this has raised questions about how best to monitor and investigate cases of land grabbing when fraudsters acquire land — legally or illegally — to solely receive EU payments but fail to use it for the required agricultural purposes. They might do this through a variety of fraudulent means, including falsification of documents, coercion, the use of political influence, insider information and bribes. Is it then the responsibility of national authorities to decide whether to investigate or not? Or does it fall on the agencies that are caretakers of EU funds, like OLAF, or both? (See “Gaps in CAP monitoring leave it open to fraud, illegal land grabbing, say auditors,” by Natasha Foote and Yaroslava Bukhta, EURACTIV, July 5, 2022.)

The European Commission said earlier this year that member states should address the abuses of land grabbing, which are linked to deficiencies in national legal and supervisory systems rather than faults with CAP legislation.

The ECA took a different view. In its report, the auditors concluded EU authorities have done too little to proactively address the risk of illegal land grabbing on CAP payments and the monitoring of anti-fraud measures in member states.

The ECA also called for the greater use of new technology to better check on fraud and other abuses, such as the use of satellite images, artificial intelligence, big data and risk-scoring tools like the Arachne system — an anti-fraud, data-mining software developed by the European Commission. But it noted that member states have been slow in adapting these new tools to fight fraud. (See “EU Commission and auditors at odds over ‘land grabbing’ and CAP fraud,” by Charles O’Donnell, Agriland, July 5, 2022; “ARACHNE risk scoring tool,” European Commission; and “Replies of the European Commission to the European Court of Auditors Special Report,” European Commission.)

“This is a unique set of powers that we have to carry out administrative investigations.” -Ernesto Bianchi

Tech know-how

Experts see those tools as essential in the struggle to catch increasingly sophisticated fraudsters. And Bianchi concedes that the EU still lacks much of the technological prowess required to beat fraudsters at their own game.

“As we say here in Brussels, ‘chapeau’ — really well done. Fraudsters are really much more adaptable and much more ahead of the game than we are,” he says. “Of course, they have a natural advantage. These people work without borders. They don’t have to worry about having the same systems in different states and jurisdictions.” (See the Global Fraud Footprint column in this issue.)

But above all, what still gives national and EU agencies like OLAF a competitive disadvantage against fraudsters is the lack of consistency in the data various agencies and countries collect and an inability to share it efficiently. “Some of us collect certain data; some of us don’t collect anything at all,” Bianchi says. “We tend to have 27 different systems collecting and sharing data.” Pulling together good data to draw a complete picture of fraud in the EU — often perpetrated by criminal gangs working across borders — is vital to OLAF’s work. “OLAF is pushing very hard for the member states to use the same risk management tool at least for the European-related expenditure, and this is something that is taking a big effort, again because of that digitalization syndrome,” he says. “We have some situations in which digital systems are just not there. You still have paper checks, which is something from the 1950s.”

The anti-fraud agency has taken steps in this direction through its anti-fraud information system (AFIS) — an IT application designed to help facilitate the exchange of information between national and EU administrations. Part of that program is the Customs Information System (CIS) — a central database accessible through terminals at customs in each member state. The use of the technology is also part of a broader agreement established last year between OLAF and World Customs Organization to crack down on counterfeiting of goods and other types of illicit trade. (See “Union Anti-Fraud Programme - AFIS component,” OLAF; “Sharing data and expertise,” OLAF; and “OLAF and WCO strengthen cooperation to tackle customs fraud,” OLAF, July 6, 2021.)

“We try to make this tool more and more sophisticated, so we monitor transits, arrivals and departures, and it is really quite effective. A lot of the cases we have done are really based on that tool,” he says. “The next step for that would be to throw in e-commerce data. So, we go from big data to humongous data. But for that of course you need artificial intelligence.”

Broader oversight

Technology will also help improve communication among agencies in member states and close loopholes that fraudsters have learned to identify and exploit. Whether it’s certification officials in each country assuming goods have already been checked — as illustrated earlier — or criminals from one country applying for funding in another, the Continent’s patchwork of laws, customs and languages provides multiple ways fraudsters can take advantage of  blind spots in control systems and poke holes in Europe’s defenses.

At the moment, for example, a Slovak agency simply wanting to check on an Italian corporation seeking funding in its country can be complicated. “Today you have to either speak Italian, be extremely good at finding things online in Italian Google, or you need to be able to have a name and phone number of someone you can call in the Italian administration,” Bianchi says. “What are the chances you will always have that when you have to make a decision in a day or two?”

OLAF does cooperate with national agencies during investigations. In the case of the fraudulent tomato production cited in the sidebar “Weeding out agricultural fraud,” OLAF worked as part of a joint task force, which also included Romanian National Anticorruption Directorate (DNA) and the prosecutor’s office of the Italian municipality Enna. The launch just last year of the European Public Prosecutor’s Office (EPPO) — the EU’s first supranational prosecuting agency — is an important step toward further integration and broader oversight of fraud cases.

While OLAF has investigative powers and can make recommendations to national authorities, up until now the decision whether to prosecute fraudsters accused of stealing EU money fell on the relevant member state. Much of that will now be taken up by the EPPO. (See “EU Public Prosecutor’s Office Launches Operations,” White & Case, Publications & Events, June 4, 2021.)

The idea is that OLAF and EPPO will complement each other and exchange information in their fight against fraud. So far, 22 EU countries have signed up to cooperate with EPPO, which is mandated to investigate and prosecute crimes against the financial interests of the EU, including VAT fraud, money laundering and corruption. (See “The Complementary Roles of the European Public Prosecutor’s Office and the European Anti-Fraud Office,” White & Case, February 8, and “EPPO and OLAF working arrangement: ensuring no case goes undetected,” EPPO, July 5, 2021.)

“It is a huge step forward in integrating Europe more,” says Bianchi. “For us at OLAF, the difference it makes is that instead of having 22 different prosecutors potentially we now have one. It is much easier. The decision to take matters to court now will come from one common authority, and that is an essential improvement.”

It will further help fraud fighters and law enforcement to take a big-picture view of criminal activity in the EU rather than look at it through the lens of the laws and regulations of each state. Bianchi hopes that this will prevent fraudsters playing law enforcements agencies in different states off each other to hide their tracks and their dirty dealings.

“Understanding the cross-border European dimension of these phenomena is crucial. It is very hard for local authorities, who only see part of the bigger picture, to reconstruct a fraud scheme if the enforcement body — a judge or the police — is seeing in its territory only minor facts that do not look like a crime,” he says. “The EPPO removes the temptation (for fraudsters) to work across borders, so they don’t get caught.”

Bigger budgets

Indeed, fraud fighters will likely need that extra layer of oversight as the EU budget grows in size. The EU’s long-term budget, coupled with NextGenerationEU (NGEU) — the economic package to support member states to recover from the COVID pandemic — now totals 2.018 trillion euros. That’s the largest stimulus and funding package ever financed in Europe. The 2021–2027 long-term budget, or the multiannual financial framework (MFF), now stands at 1.211 trillion euros, while the NGEU tops that off with another 806.9 billion euros to support COVID-relief efforts. (See “The EU’s 2021-2027 long-term Budget and Next GenerationEU – Facts and Figures,” European Commission, April 2021.)

That much money is bound to lure fraudsters much like the billions of dollars in aid money in the U.S. became an easy target for criminals the world over. And Europol, the law enforcement agency for the European Union, is already sounding the alarm.

“Recent experience from the evolution of the criminal landscape during the COVID-19 pandemic suggests these efforts [the NEGEU] will attract criminal groups active in the European Union and beyond,” the agency said in October last year. “Criminals have shown themselves to be quick in adapting to the pandemic and its impact, and they are using every opportunity to maximize illegal profits.”

That same month, Europol announced it had set up a joint operation called Operation Sentinel, in which it plans to work alongside EPPO, OLAF and 19 member states to prevent fraud against the COVID-relief funds. (See “New operation to protect Next Generation EU recovery funds,” Europol, News, Oct. 15, 2021, and “Europol Warns of Major EU Recovery Fund Fraud,” by Phil Muncaster, Infosecurity Magazine, Oct. 18, 2021.)

Focusing on green fraud

EU officials describe the new budget and funding package as a shift away from its traditional focus on agricultural funding to other priorities such as investments to help Europe become greener, more digital and better prepared for future challenges. (See “The EU’s 2021-2027 long-term Budget and NextGenerationEU – Facts and Figures,” European Commission.)

And in turn this has also heightened OLAF’s emphasis on fraudulent activity in the green space. “One of the biggest challenges we have in the next three years is to protect the avalanche of money that the EU is making available for its programs for green projects,” says Bianchi.

“The focus now is about green and getting greener. And we already see fraud schemes popping up like mushrooms around the money and the products the EU is importing to get greener.” Schemes range from the importation of substandard green products such as e-bikes to the illegal sale of refrigerant gases to the so-called Ecomafia’s lucrative business in waste disposal.

Experts estimate that criminal syndicates make billions of dollars from illicitly disposing of waste produced by countries in the EU, either at sea, in other countries or in Europe’s back garden. “It becomes a sort of perverse Mary Poppins trick. You solve the problem. The waste disappears. But, of course, the consequences of that are that this stuff is very often buried or burned or thrown at sea,” says Bianchi.

OLAF estimates that up to 30% of waste shipments out of the EU are illicit, allowing those criminals to reap 9.5 billion euros annually. (See “OLAF Report 2021.”) And those profits only exacerbate the problem. “People make obscene amounts of money from this and what do they do with this? They reinvest into more illegal activity. We also see this with the illicit trade of cigarettes and other commodities,” says Bianchi. “So, it’s really a catalyst for crime.”

A growing black market in hydrofluorocarbon (HFC) refrigerant gases has also become a magnet for fraudsters. The EU has strict quotas on HFCs — which are commonly used in refrigeration, air conditioning, fire protection and aerosols — and it wishes to phase them out given how damaging these greenhouse gases are to the environment. “The fraud schemes around refrigerant gases have skyrocketed,” says Bianchi.

OLAF has taken part in a string of joint operations with local law enforcement to prevent the illegal importing of these gases. Last year, for example, it worked with Europol and Dutch authorities to seize at least 2,100 cylinders of illicit HFCs. (See “€10 million worth of illicit refrigerant gases seized,” OLAF, Oct. 19, 2021, and “‘The biggest eco-crime no-one has heard of’ — illegal refrigerant trade in Europe exposed,” Environmental Investigation Agency (EIA), climate, July 8, 2021.)

War and the tracking of fraudsters

If that’s not enough to contend with, the Russian invasion of Ukraine has also complicated the tracking of fraudsters and other criminal gangs. Before the war, OLAF could keep an eye on well-established routes for illicit trade across an eastern land border that stretches from Finland down to Greece. The war has effectively closed any movement across that eastern border, leaving Bianchi and his colleagues at OLAF guessing where fraudsters will reappear to start bringing illicit goods back into Europe.

“The immediate effect is that what we knew, we no longer know,” says Bianchi. “I don’t think even fraudsters like to risk losing their goods, so they need to reroute and go somewhere else. They are clever and reconfigure their lines of business in lightning speed. The land border is closed. I think fraudsters may try using other routes instead, perhaps via sea. But where? We don’t know. Yet.”

Paul Kilby is editor-in-chief of Fraud Magazine. Contact him at pkilby@ACFE.com.

[See sidebar: “Weeding out agricultural fraud”.]

 

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Photoshop is a powerful tool that is easy to use, but its greatest power lies in its huge library of stock photography. Some stock-photo sites also offer photography tutorials.

Photoshop Elements

Adobe Photoshop Elements 10 has evolved into a more of a general-purpose imaging program that is handy for use on the desktop or in a photo print shop. With Photoshop Elements and Adobe’s new Creative Cloud upgrade to their cloud services, users can now access images on their Mac and Windows computer when they’re not in front of their computer.

Elements 10 is very easy to use for beginners and has very powerful features. This chapter highlights its basic capabilities and its key features. You’ll find that Elements is very versatile and powerful for those who are comfortable with the command line — a great tool to use if you’re a beginner.

Unlike the Photoshop workspace, Elements has only one main editing workspace. You may need to move it to a different one if you don’t want to modify an image in the main workspace. You can also use it for digital scans, but most people use it for general editing. We discuss that and scanning in Chapter 3.

If you need to use Image Ready, Tagged Image File Format, or other image-file formats, Elements allows you to import them with the Import/Save dialog box. You can also insert stock images from the Internet at this point.

Icons at the top of the editing area indicate the current status of a particular editing tool or options, including tools for importing images, saving files, converting images to different formats, setting a variety of preferences, and giving a preview of images you open.

The three main areas of editing for the program are as follows:

Media: This area is your workspace for creating, editing, and saving images, either from the desktop or from a folder. (Chapter 3 has a lot more to say about these steps.)

Adjustments: The Adjustments panel is the main area for working with adjustments, including levels, curves, the healing brush, and painting. (The Adjustments panel is explained in Chapter 13.)

Channels: Using the Channels panel, you can make separate color adjustments to a color channel. The Channels panel is explained in Chapter 14.

You can import and import files into the program at this point. Figure 2-1 shows the Media area of Photoshop Elements 10.

**Figure 2-1:** You can import, edit, and save

Photoshop 2021 (Version 22.0.1) Crack + [Mac/Win] [2022]

A professional-level image editing program, Adobe Photoshop is the biggest name in image editing software. You may have used Photoshop yourself. If not, you may have seen it on your friends’ or family’s computer.

Photoshop is used by professionals, especially photo editors and graphic designers. Like many other image editing programs, Photoshop is a very complicated piece of software. Its functionality is divided into several programs, which are all under one application. After installing the Photoshop, you will find that the programs and features are easy to use, but the work and effort are still too complex.

Adobe Photoshop is best for experienced users.

If you are completely new to image editing, you may not need Photoshop. Adobe Photoshop Elements is a newer version of Photoshop. It is the most common version for beginners. It is not as easy as Photoshop but is comparable to the traditional photo editing software like Photoshop. Photoshop Elements is more than a simple image editor. It includes basic tools for creating logos and designing websites.

What is Photoshop

You may have heard that Photoshop is a great image editing tool. But, do you know what Photoshop is?

What is Photoshop?

Adobe Photoshop is a professional image editing program for retouching, cropping, and altering images. It can change the format or frequency of the original image. It can also apply special effects to them, such as filters or composite images.

Adobe Photoshop includes many features. It is great for amateur graphic designers and photographers, who use it for professional purposes. Photoshop can be used for a wide range of purposes, from editing photographs, creating logos, creating posters, designing artwork, making maps, and enhancing business websites.

Adobe Photoshop is a graphics editing tool. Many applications, including this one, use image editing programs to create the actual image. The photo editing program and graphics software, used to make the images, are both called image editing programs.

How to install Photoshop

You need an internet connection to complete the installation of Photoshop. To install Photoshop, you need to download the program on your computer. This will be done at no cost if you choose Adobe’s website.

With the program already downloaded and installed on your computer, let’s begin the process of uninstalling Photoshop and replacing it with Photoshop Elements.

The process should be similar to how you uninstalled Adobe Acrobat.

Open up your Control Panel. Click on
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Q:

IIS uses VirtualPathUtility.ToAbsolute in ASP.NET MVC

I have a strange problem in ASP.NET MVC – IIS accesses the same file twice when using VirtualPathUtility.ToAbsolute. This seems to happen every time I use this simple code:
var path = VirtualPathUtility.ToAbsolute(“~/Content/Common/Company.XLS”);

I get a 500 error when I run the code in the development environment but everything works fine if I run it in IIS.
I have tried
Server.ClearError();

as suggested in another SO answer but this doesn’t fix the problem.
Please can someone enlighten me as to what is happening here, and how to stop IIS from using VirtualPathUtility.ToAbsolute all the time?

A:

If you look at the source code, the webserver’s VirtualPathUtility.ToAbsolute is a static method in HttpRuntimeBase. Here’s the C# source code:
///
/// Returns an absolute URL that represents the specified virtual
/// directory’s root.
///
public static Uri ToAbsolute(Uri basePath) {
string currentPath = null;
if (basePath!= null) {
StringBuilder buffer = new StringBuilder();
buffer.Append(basePath.AbsoluteUri);
buffer.Append(“/”);
currentPath = buffer.ToString();
}
if (System.Threading.Thread.CurrentThread.IsDebugging) {
if (currentPath == null)
currentPath = VirtualPathUtility.ToAbsolute(HttpRuntime.AppDomainAppPath);
}
return new Uri

What’s New in the?

3 (0.0)
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System Requirements For Photoshop 2021 (Version 22.0.1):

Minimum:
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Processor: Dual Core 2.0GHz or higher.
Memory: 1 GB RAM recommended
Display: 1280 x 768 display resolution or higher
DirectX: Version 9.0c
Network: Broadband Internet connection with a network adapter
Storage: 1 GB available space
Sound Card: DirectX 9.0 compatible
Recommended:
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Exploiting loopholes

These cases are good examples of how fraudsters and other criminals exploit multiple legal jurisdictions in Europe to their advantage. Earlier this year, the European Court of Auditors (ECA) — the EU’s independent external auditor — called for greater vigilance of fraud in CAP, particularly “land grabbing.” In Europe, that term has come to describe the “concentration of agricultural land and CAP subsidies in the hands of large companies and investors, especially in Eastern European Member States,” according to the ECA’s 2022 report, “The Commission’s response to fraud in the Common Agricultural Policy - Time to dig deeper.”

Yet while critics see the use of EU funds for land grabbing as going against the common good and defeating the intended purpose of agricultural subsidies, the practice itself isn’t necessarily illegal in member state countries, SHAREit Crack 5.7.22. And this has raised questions about how best to monitor and investigate cases of land grabbing when fraudsters acquire land — legally or illegally — to solely receive EU payments but fail to use it for the required agricultural purposes. They might do this through a variety of fraudulent means, including falsification of documents, coercion, the use of political influence, insider information and bribes. Is it then the responsibility of national authorities to decide whether to investigate or not? Or does it fall on the agencies that are caretakers of EU SHAREit Crack 5.7.22, like OLAF, or both? (See “Gaps in CAP monitoring leave it open to fraud, illegal land grabbing, say auditors,” by Natasha Foote and Yaroslava Bukhta, EURACTIV, July 5, 2022.)

The European Commission said earlier this year that member states should address the abuses of land grabbing, which are linked to deficiencies in national legal and supervisory systems rather than faults with CAP legislation.

The ECA took a different view. In its report, the auditors concluded EU authorities have done too little to proactively address the risk of illegal land grabbing on CAP payments and the monitoring of anti-fraud measures in member states.

The ECA also called for the greater use of new technology to better check on fraud and other abuses, such as the use of satellite images, artificial intelligence, big data and risk-scoring tools like the Arachne system — an anti-fraud, SHAREit Crack 5.7.22, data-mining software developed by the European Commission. But it noted that member states have been slow in adapting these new tools to fight fraud. (See “EU Commission and auditors at odds over ‘land grabbing’ and CAP fraud,” by Charles O’Donnell, Agriland, July 5, 2022; “ARACHNE risk scoring tool,” European Commission; and “Replies of the European Commission to the European Court of Auditors Special Report,” European Commission.)

“This is a unique set of powers that we have to carry out SHAREit Crack 5.7.22 investigations.” -Ernesto Bianchi

Tech know-how

Experts see those tools as essential in the struggle to catch increasingly sophisticated fraudsters. And Bianchi concedes that the EU still lacks much of the technological prowess required to beat fraudsters at their own game.

“As we say here in Brussels, ‘chapeau’ — really well done. Fraudsters are really much more adaptable and much more ahead of the game than we are,” he says. “Of course, they have a natural advantage. These people work without borders. They don’t have to worry about having the same systems in different states and jurisdictions.” (See the Global Fraud Footprint column in this issue.)

But above all, what still gives national and EU agencies like OLAF a competitive disadvantage against fraudsters is the lack of consistency in the data various agencies and countries collect and an inability to share it efficiently. “Some of us collect certain data; some of us don’t collect anything at all,” Bianchi says. “We tend to have 27 different systems collecting and sharing data.” Pulling together good data to draw a complete picture of fraud in the EU — often perpetrated by criminal gangs working across borders DAEMON Tools Ultra 5.2 Crack + Serial Key Download Free is vital to OLAF’s work. “OLAF is pushing very hard for the member states to use the same risk management tool at least for the European-related expenditure, and this is something that is taking a big effort, again because of that digitalization syndrome,” he says. “We have some situations in which digital systems are just not there. You still have paper checks, which is something from the 1950s.”

The anti-fraud agency has taken steps in this direction through its anti-fraud information system (AFIS) — an IT application designed to help facilitate the exchange of information between national and EU administrations. Part of that program is the Customs Information System (CIS) — a central database accessible through terminals at customs in each member state. The use of the technology is also part of a broader agreement established last year between OLAF and World Customs Organization to crack down on counterfeiting of goods and other types of illicit trade. (See “Union Anti-Fraud Programme - AFIS component,” OLAF; “Sharing data and expertise,” OLAF; and hitmanpro 3.8.11 crack and WCO strengthen cooperation to tackle customs fraud,” OLAF, July 6, 2021.)

“We try to make this tool more and more sophisticated, so we monitor transits, arrivals and departures, and it is really quite effective. A lot of the cases we have done are really based on that tool,” he says. “The next step for that would be to throw in e-commerce data. So, SHAREit Crack 5.7.22, we go from big data to humongous data. But for that of course you need artificial intelligence.”

Broader oversight

Technology will also help improve communication among agencies in member states and close loopholes that fraudsters have learned to identify and exploit. Whether it’s certification officials in each country assuming goods have already been checked — as illustrated earlier — or criminals from one country applying for funding in another, the Continent’s patchwork of laws, customs and languages provides multiple ways fraudsters can take advantage of  blind spots in control systems and poke holes in Europe’s defenses.

At the moment, for example, a Slovak agency simply wanting SHAREit Crack 5.7.22 check on an Italian corporation seeking funding in its country can be complicated. “Today you have to either speak Italian, be extremely good at finding things online in Italian Google, or you need to be able to have a name and phone number of someone you can call in the Italian administration,” Bianchi says. “What are the chances you will always have that when you have to make a decision in a day or two?”

OLAF does cooperate with national agencies during investigations. In the case of the fraudulent tomato production cited in the sidebar “Weeding out agricultural fraud,” OLAF worked as part of a joint task force, which also included Romanian National Anticorruption Directorate (DNA) and the prosecutor’s office of the Italian municipality Enna. The launch just last year of the European Public Prosecutor’s Office (EPPO) — the EU’s first supranational prosecuting agency — is an important step toward further integration and broader oversight of fraud cases.

While OLAF has investigative powers and can make recommendations to national authorities, up until now the decision whether to prosecute fraudsters accused of stealing EU money fell on the relevant member state. Much of that will now be taken up by the EPPO. (See “EU Public Prosecutor’s Office Launches Operations,” White & Case, Publications & Events, June 4, 2021.)

The idea is that OLAF and EPPO will complement each other and exchange information in their fight against fraud. So far, 22 EU countries have signed SHAREit Crack 5.7.22 to cooperate with EPPO, which is mandated to investigate and prosecute crimes against the financial interests of the EU, including VAT fraud, money laundering and corruption. (See “The Complementary Roles of the European Public Prosecutor’s Office and the European Anti-Fraud Office,” White & Case, February 8, SHAREit Crack 5.7.22, and “EPPO and OLAF working arrangement: ensuring no case goes undetected,” EPPO, July 5, 2021.)

“It is a huge step forward in integrating Europe more,” says Bianchi. “For us at OLAF, the difference it makes is that instead of having 22 different prosecutors potentially we now have one. It is much easier. The decision to take matters to court now will come from one common authority, and that is an essential improvement.”

It will further help fraud fighters and law enforcement to take a big-picture view of criminal activity in the EU rather than look at it through the lens of the laws and regulations of each state. Bianchi hopes that this will prevent fraudsters playing law enforcements agencies in different states off each other to hide their tracks and their dirty dealings.

“Understanding the cross-border European dimension of these phenomena is crucial. It is very hard for local authorities, who only see part of the bigger picture, to reconstruct a fraud scheme if the enforcement body — a judge or the police — is seeing in its territory only minor facts that do not look like a crime,” he says. “The EPPO removes the temptation (for fraudsters) to work across borders, so they don’t SHAREit Crack 5.7.22 caught.”

Bigger budgets

Indeed, fraud fighters will likely need that extra layer of oversight as the EU budget grows in size. The EU’s long-term budget, coupled with NextGenerationEU (NGEU) — the economic package to support member states to recover from the COVID pandemic — now totals 2.018 trillion euros. That’s the largest stimulus and funding package ever financed in Europe. The 2021–2027 long-term budget, or the multiannual financial framework (MFF), now SHAREit Crack 5.7.22 at 1.211 trillion euros, while the NGEU tops that off with another 806.9 billion euros to support COVID-relief efforts. (See “The EU’s 2021-2027 long-term Budget and Next GenerationEU – Facts and Figures,” European Commission, April 2021.)

That much money is bound to lure fraudsters much like the billions of dollars in aid money in the U.S. became an easy target for criminals the world over. And Europol, the law enforcement agency for the European Union, is already sounding the alarm.

“Recent experience from the evolution of the criminal landscape during the COVID-19 pandemic suggests these efforts [the NEGEU] will attract criminal groups active in the European Union and beyond,” the agency said in October last year. “Criminals have shown themselves to be quick in adapting to the pandemic and its impact, and they are using every opportunity to maximize illegal profits.”

That same month, Europol announced it had set up a joint operation called Operation Sentinel, in which it plans to work alongside EPPO, OLAF and 19 member states to prevent fraud against the COVID-relief funds. (See “New operation to protect Next Generation EU recovery funds,” Europol, News, Oct. 15, 2021, and “Europol Warns of Major EU Recovery Fund Fraud,” by Phil Muncaster, SHAREit Crack 5.7.22, Infosecurity Magazine, SHAREit Crack 5.7.22, Oct. 18, 2021.)

Focusing on green fraud

EU officials describe the new budget and funding package as a shift away from its traditional focus on agricultural funding to other priorities such as investments to help Europe become greener, more digital and better prepared for future challenges. (See “The EU’s 2021-2027 long-term Budget and NextGenerationEU – Facts and Figures,” European Commission.)

And in turn this has also heightened OLAF’s emphasis on fraudulent activity in the green space. “One of the biggest challenges we have in the next three years is to protect the avalanche of money that the EU is making available for its programs for green projects,” says Bianchi.

“The focus now is about green and getting greener. And we already see fraud schemes popping up like mushrooms around the money and the products the EU is importing to get greener.” Schemes range from the importation of substandard green products such as e-bikes to the illegal sale of refrigerant gases to the so-called Ecomafia’s lucrative business in waste disposal.

Experts SHAREit Crack 5.7.22 that criminal syndicates make billions of dollars from illicitly disposing of waste produced by countries in the EU, either at sea, in other countries or in Europe’s back garden. “It becomes a sort of perverse Mary Poppins trick. You solve the problem. The waste disappears. But, of course, the consequences of that are that this stuff is very often buried or burned or thrown at sea,” says Bianchi.

OLAF estimates that up to 30% of waste shipments out of the EU are illicit, allowing those criminals to reap 9.5 billion euros annually. (See “OLAF Report 2021.”) And those profits only exacerbate the problem. “People make obscene amounts of money from this and what do they do with this? They reinvest into more illegal activity. We also see this with the illicit trade of cigarettes and other commodities,” says Bianchi. “So, SHAREit Crack 5.7.22, it’s really a catalyst for crime.”

A growing black market in hydrofluorocarbon (HFC) refrigerant gases has also become a magnet for fraudsters. The EU has strict quotas on HFCs — which are commonly used in refrigeration, air conditioning, fire protection and aerosols — and it wishes to phase them out given how damaging these greenhouse gases are to the environment. “The fraud schemes around refrigerant gases have skyrocketed,” says Bianchi.

OLAF has taken part in a string of joint operations with local law enforcement to prevent the illegal importing of these gases. Last year, for example, it worked with Europol and Dutch authorities to seize at least 2,100 cylinders of illicit HFCs. (See “€10 million worth of illicit refrigerant gases seized,” OLAF, Oct. 19, 2021, and “‘The biggest eco-crime no-one has heard of’ — illegal refrigerant trade in Europe exposed,” Environmental Investigation Agency (EIA), climate, July 8, SHAREit Crack 5.7.22, 2021.)

War and the tracking of fraudsters

If that’s not enough to contend with, the Russian SHAREit Crack 5.7.22 of Ukraine has also complicated the tracking of fraudsters and other criminal gangs, SHAREit Crack 5.7.22. Before the war, OLAF could keep an eye on well-established routes for illicit trade across an eastern land border that stretches from Finland down to Greece. The war has effectively closed any movement across that eastern border, leaving Bianchi and his colleagues at OLAF guessing where fraudsters will reappear to start bringing illicit goods back into Europe.

“The immediate effect is that what we knew, SHAREit Crack 5.7.22, we no longer know,” says Bianchi. “I don’t think even fraudsters like to risk losing their goods, so they need to reroute and go somewhere else. They are clever and reconfigure their lines of business in lightning speed. The land border is closed, SHAREit Crack 5.7.22. I think fraudsters may try using other routes instead, perhaps via sea. But where? We don’t know. Yet.”

Paul Kilby is editor-in-chief of Fraud Magazine. Contact him at pkilby@ACFE.com.

[See sidebar: “Weeding out agricultural fraud”.]

 

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Elements 10 is very easy to use for beginners and has very powerful features, SHAREit Crack 5.7.22. This chapter highlights its basic capabilities and its key features. You’ll find that Elements is very versatile SHAREit Crack 5.7.22 powerful for those who are comfortable with the command line — a great tool to use if you’re a beginner.

Unlike the Photoshop workspace, Elements has only one main editing workspace. You may need to move it to a different one if you don’t want to modify an image in the main workspace. You can also use it for digital scans, but most people use it for general editing. We discuss that and scanning in Chapter 3.

If you need to use Image Ready, Tagged Image File Format, or other image-file formats, Elements allows you to import them with the Import/Save dialog box, SHAREit Crack 5.7.22. You can also insert stock images from the Internet at this point.

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Media: This SHAREit Crack 5.7.22 is your workspace for creating, editing, and saving images, either from the desktop or from a folder. (Chapter 3 has a lot more to say about these steps.)

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**Figure 2-1:** You can import, edit, and save

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Open up your Control Panel. Click on
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var path = VirtualPathUtility.ToAbsolute(“~/Content/Common/Company.XLS”);

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